Affiliate marketers can earn commissions by referring users to open new bank accounts online. These programs typically pay on a “cost-per-lead” (CPL) or “cost-per-acquisition” (CPA) basis, i.e. a fixed bounty once the user successfully completes account opening (usually full KYC). Below are 10 leading bank account affiliate programs, ranked by commission value. Each listing includes the payout and key details (conversion steps, requirements, etc.).
1. Axis Bank (Salary, Savings, Amaze & Easy Access Accounts)
Axis Bank’s affiliate programs are among the highest-paying. Its Salary Account campaign offers up to ₹1,890 per successful account opening. The standard savings account affiliate program pays up to ₹1,350, while the Amaze digital savings account pays ₹1,170. All Axis payouts are on successful KYC/account opening.
Axis also runs an Easy Access digital savings account program (for salaried professionals), which pays ₹201.60 per account. Typically, Axis’s campaigns require a full online account opening (VKYC) process and target working professionals (e.g. Axis specifies Age 25+, Income ₹5L+).
- Conversion flow: user clicks your affiliate link, completes the online account opening (with KYC), then you earn the commission.
- Tracking/Validation: Offline tracking; validation typically ~50 days; payments after ~60 days.
2. IDFC FIRST Bank (Salary & Savings Accounts)
IDFC FIRST Bank offers separate campaigns for corporate salary accounts and regular savings. Its Corporate Salary Account affiliate program (CPL) pays up to ₹714.60 per new account. The Savings Account affiliate program pays up to ₹450 per account opening.
These IDFC FIRST Bank affiliate campaigns target salaried audiences (IDFC specifies age 22-45, corporate profiles) and pay on successful KYC/activation. In practice, the user must visit the landing page, fill the form and complete full account opening.
- Conversion: Affiliate link → user fills online form → account approved (CIBIL check minimal) → commission.
- Notes: Campaign often requires corporate email or employment proofs; targeting is 25+ salaried users.
3. AU Small Finance Bank (Savings Account)
AU Small Finance Bank’s savings account affiliate program pays up to ₹630 per successful lead. The flow is straightforward: user clicks your link, fills mandatory details on the AU Bank portal, opens a savings account, and deposits ₹10,000.
Once the successful account opening criteria is met, the affiliate earns ₹630. The cookie duration is 30 days, and payment is typically made after verification (~60 days after account validation).
4. Federal Bank (Savings Account)
Federal Bank’s affiliate program offers ₹416.70 for each new savings account opened online. It also runs separate credit card campaigns with higher payouts, but for savings accounts the figure is ₹416.70.
The program is CPL: the user must use your link, complete the Federal Bank account opening form, and then the lead is validated. Federal Bank’s campaign targets ages 25-50 with CIBIL ≥730.
Notes: Offline tracking; marketing allowed only via approved channels; fraudulent leads are not paid.
5. Jupiter Money (Digital Savings Account)
Jupiter is a fintech “neo-bank” offering a high-interest digital savings account. Its affiliate program (CPA/CPS model) pays ₹378 per completed account opening.
Here the flow is app-based: the user must download and install the Jupiter app, register, complete KYC, and open a savings account.
Jupiter’s affiliate program pays ₹378 once the account is opened. Campaign targeting is fairly strict (age 27-35, income ₹6L+, credit score 680+), and marketing must be non-incentivized.
- Conversion: Affiliate link → user installs Jupiter app → registers and completes KYC → account opened → payout.
- Tracking: Online tracking with up to 1-day install-to-event window; daily cap of 20 leads.
6. IndusInd Bank (Savings Account)
IndusInd Bank’s Savings Account affiliate program for its savings account is CPL-based and pays roughly ₹300-₹360 per lead. Referrals simply need to open a savings account through the IndusInd online form and make a deposit of more than ₹5000.
By comparison, IndusInd’s Tiger credit card program pays more, but for just the savings account it’s ₹300-₹360. IndusInd’s affiliate page notes 100% validation on accounts open.
- Conversion: Click link → user fills account opening form on IndusInd site → account opened (CIBIL/PAN checked) → min ₹5001 deposited → commission credited.
- Notes: Campaign is PAN-India; new-to-bank customers may have different payouts.
7. Yes Bank (Savings Account)
Yes Bank’s affiliate program for its savings account pays ₹220.50 per successful KYC-complete account. This is a CPL campaign: once the user opens a Yes Bank savings account (with full KYC), the affiliate earns ₹220.50.
The process is online end-to-end. Marketing must follow Yes Bank’s rules (no incentivized traffic, etc.).
- Payout: ₹220.50 per savings account opened.
- Tracking: 30-day cookie; validated after account opening (labelled “Full KYC” on Yes Bank’s site).
8. Kotak Mahindra Bank (Kotak 811 Digital Account)
Kotak 811 is Kotak Bank’s zero-balance digital savings account. Its affiliate program is a CPA/CPI hybrid: you earn for each app install plus account opening and a ₹1000 deposit.
The current payout is ₹180 per successful install+open. Affiliates use a tracking link to the Google Play (or iOS) app page; the user installs the Kotak 811 app, enters details (mobile, PAN, Aadhaar), and completes e-KYC. Once the 811 account is fully opened with the deposit criteria, Kotak pays the commission.
Notes: Kotak 811 Digital Account affiliate program is mobile-only (Android CPI, iOS similar); cookie 7 days; real-time tracking (validated within minutes).
9. RBL Bank (Savings Account)
RBL Bank offers a digital savings account (DigiAqui) and pays ₹162 per new account. This CPL campaign works like others: users must click the affiliate link, complete the online form on RBL’s website, and open the account. The affiliate then receives ₹162 once the bank validates the account opening. RBL’s savings account affiliate campaign notes target audience age 22+.
- Tracking: Offline tracking; validation on actual account open; payments after internal processing.
10. DBS Bank (Digibank by DBS)
DBS Bank’s Digibank (India) affiliate program is cost-per-install (CPI) on its mobile app. It pays ₹157.50 per app install that leads to an account opening.
In practice, the user clicks your link, installs the Digibank app, registers, completes biometric or in-person KYC, and opens a savings account. Once the account is live, the affiliate earns ₹157.50. This campaign targets professionals (age 25+, ₹5L+ income).
- Conversion: Click link → install Digibank app → register and complete KYC (via biometric or cafe visit) → account activated → payout.
- Tracking: 48-hour cookie; conversion counted on successful account open.
Each of these affiliate programs requires that the referred user genuinely open and activate a bank account (typically with KYC). The commission payouts above are drawn from the banks’ affiliate network listings. Always follow each bank’s promotional guidelines (many disallow paid search or incentivized traffic) to ensure conversions are approved.
Sahil Ajmera is content writer with more than 7 years of work experience in field of Affiliate Marketing, Digital Marketing, etc. He loves saving money on everything. His aim is to get readers exactly what they are looking for and that too without wasting much of their time. Whatever he is writing on, you are sure to find a way to earn & save good!
